Free Calculator

Step-up SIP Calculator

See how increasing your SIP amount every year compounds your final corpus. Compare conservative, moderate, and aggressive return scenarios.

Calculator Inputs

Return scenario

Monthly Investment

₹

₹500₹1,00,000

Annual Step-up

1%50%

Expected Return Rate

1%30%

Time Period

1 Yr40 Yr

Invested Amount

₹19,12,491

Estimated Returns

₹14,61,835

Total Value at 12%

₹33,74,326

Inflation-adjusted real value (at 6%)

₹18,84,206

Range of outcomes

Conservative (8%)₹27,57,917

Moderate (12%)₹33,74,326

Aggressive (15%)₹39,57,419

These are projections, not guarantees

Actual returns vary year to year and are not fixed.
Expense ratios (0.5–2% p.a.) and LTCG tax (12.5% above ₹1.25 lakh) reduce real gains.
Past market performance does not guarantee future results.
Consult a SEBI-registered investment advisor before investing.