Free Calculator

NPS Calculator

Plan your retirement with the National Pension System. Select your subscriber type, calculate your corpus, lumpsum withdrawal, and estimated monthly pension per PFRDA Exit Regulations (July 2026).

Calculator Inputs

Subscriber Type

Mandatory minimum: 40% annuity (PFRDA Exit Regulations, July 2026)

Current Age

yrs

18 yrs59 yrs

Monthly Contribution

₹

₹500₹1,00,000

Expected Return Rate

8%14%

Annuity Rate

4%8%

Annuity PortionMin 40% by law for Government subscribers

40%100%

Corpus Distribution

Results

Total Corpus at Age 60

₹1,13,96,627

After 30 years

Lumpsum Withdrawal

₹68,37,976

Monthly Pension

₹22,793

Total Amount Invested

₹18,00,000

Corpus Distribution

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Extra ₹50,000 Tax Deduction (Old Regime Only)

NPS Tier 1 contributions qualify for an additional ₹50,000 deduction under Section 80CCD(1B), over and above the ₹1.5L limit of 80C. This deduction is available exclusively under the Old Tax Regime and is not available if you have opted for the New Tax Regime.